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P2P lending is when individuals lend and borrow money without having to go through traditional financial firms like the banks.
Peer-to-peer lending in 2016 is its ability to live up to its mantra in providing an investment platform for normal household owners to place their money in.
Online lending, marketplace lending and peer-to-peer lending all refer to the same thing, in order of decreasing accuracy, but regardless of what prefix you use, the semantic assumption is that companies like Lending Club and Prosper Marketplace are lenders.
This is the second deal concluded by the giant US bank within the burgeoning alternative finance space.
Already one of the fastest growth areas in financing, peer-to-peer lending has recently seen the launch of a number of investment trusts.
A recent survey has honed in on what is becoming an increasingly crowded UK lending market, owing largely to the advent of a vast array of financial disruptors. Target Group’s latest “UK Lending: The Drivers of Change” white paper was conducted in July 2015, and surveyed 100 senior finance professionals from the UK’s …