PEER-TO-PEER LENDING 101

John Gapper in a Financial Times article titled “US Banks Will Pay Dearly For Their Failure To Modernize” warns that the United States banking system is failing to modernize and is actually falling behind England, India, and Africa, as the private sector moves to separate deposits and peer-to-peer lending.

The Peer to Peer Finance Association (P2PFA) in the UK have just published the data for the first 6 months of 2014 showing impressive growth in the P2P lending industry.

Realty Mogul gives investors insider access to pre-vetted real estate investments that were historically difficult to access. Through the use of the Realty Mogul web platform, investors can browse and screen real estate investments, view details of an investment and sign legal documents online.

I apologize for the delay in my second quarter 2014 returns as the summer has changed some of my priorities. When you live in Wisconsin, it is important to take advantage of the nice weather while it lasts. My returns have slipped .85% from the last time I checked in April 2014.

The Chinese P2P lending market is huge, P2P has the attention of the Chinese society, and LendIt Shanghai has a chance to educate and connect China with the rest of the P2P lending world.

Investors in peer-to-peer loans are chattering about a decline in the quality of the accounts, just as the two biggest originators in the space are taking steps to go public.

Nicola Horlick is a well known name in the halls of finance in the United Kingdom. Nicola captured the title of City “Superwoman” as she balanced on the high wire act of an elite career in finance while simultaneously raising six children.

Over the past year there has been an important shift in the alternative lending landscape for small business owners and entrepreneurs. A new group of non-bank lenders have entered the market and are willing to lend to business at amortizations that spread three to five years at interest rates that are typically in the mid […]